Financial Fortitude

“Thank you so much Jim for introducing me to the “Every Dollar” app and coaching me on David Ramsey’s methods for budgeting and paying off debt. Using the Every Dollar app took away a lot of apprehension I had towards setting up a budget and made the process very simple. Once I began using the Every Dollar app, it opened my eyes to areas that I was spending too much and gave me some awareness into ways of improving my spending habits. With that knowledge, I have significantly decreased unnecessary spending and focused more on my savings and paying off debt. Thank you Jim for helping me understand David Ramsey’s snowball method of paying down my debt fast, so much that I was able to take a nice vacation this summer. I am very grateful for your knowledge and experience with helping me to move financially in the right direction, and I recommend you to anyone that is looking for a simple and effective pathway to financial freedom."